401k Plan Facts
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Your Competitors Use These Retirement Savings Plans
While the most commonly heard of retirement savings plan is the 401k plan, there are various other options for businesses and employees to choose from. While the 401k plan is common and an excellent plan, there are some companies that find it impossible to offer this plan, because of its expensive and more complex nature. The great thing for businesses, especially small ones, is there are other alternatives that they can use in place of a 401k pl Read More... -
Flipping Your 401k to a Roth
The tax free distribution aspect of a Roth IRA has many people wanting to convert their current retirement plans to Roths. A 401k is an employer sponsored retirement plan. It gets its name from a provision of the Internal Revenue Code that allows the tax-deferred contributions. In a normal 401k plan, the employee as some options as to how his money will be invested while it is in the account. In many cases, the employer makes contributions to th Read More... -
Gain More Control of Your 401k - What It Can Mean to Your Future
Points to ponder as you consider what can be done to maximize your 401k returns: 1.Are You Maximizing Your 401k Returns? 2.Is Your Plan Working Efficiently? 3.Do you need to Maximize Retirement Income? 4.Do you want Simple but Powerful Strategy to Increase Your Retirement Wealth? For most people their 401k investment strategy is to "set it-and-forget it". This mindset has long been in existence and has been perpetuated by 401k administrator Read More...
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